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· A car lease is very similar to a car finance account when listed on your credit report. Possible lenders and others who access your credit report see. Discover the benefits of business car leasing and how to apply for an auto lease for your business. Lease payment will not show up on your personal credit reports;. The Number of Applicants Continues to Rise as Approval Rates Falls CINCINNATI, OHIO (August 17, 2017) – Swapalease.com, the nation’s largest car lease marketplace.