TD Visa Cards - Cash vs. Easy Rewards. Visit Their Website. These two rewards cards from TD Bank are nearly identical: one pays a cash rebate, the other in points. But be aware: the points card pays a much lower rebate reward than the cash- back version. Who The TD Rewards Visa Cards Are For.

Points Rewards Credit Cards - Search, Compare, Apply, Save at CreditCards.com. Apply online and start earning rebates with a secure credit card application. You can now sign up for the TD Easy Rewards or the TD Cash Rewards credit Danny the Deal Guru Bank deals and Credit Card offers. Earn Cash, Miles, Points. · †† All with the TD Ameritrade Client Rewards Card. TD Ameritrade Client Rewards Credit Card. TD Ameritrade Client Rewards points can. By submitting a credit card application to TD Bank you agree to the Important Credit Card. and the TD CashSecured rewards program may be changed at any time. The TD Easy Rewards Visa Credit Card will give you 20,000 bonus points or a $200 cash back bonus after you spend $1,500 within 90 days of account opening, and there.

People who want a credit card that pays rewards. Credit Rating Required. About TD Rewards Visa Credit Cards. Pros. Double rewards during the first six months. Low interest rate (if you qualify).

No annual fee. Cons. How Do I Get Free Copy Of My Credit Report. Points card pays a smaller rebate than the cash card.

The TD First Class Travel Visa Infinite Card makes it easy to earn and redeem TD Points for travel rewards. Apply today!

Rewards. Cash Rewards Card: 2 percent cash back on purchases during first six months, then 1 percent cash back. Easy Rewards Card: 2 points per dollar on purchases in first six months, then 1 point per dollar. APRs. 0 percent first six months. After the introductory period, 1. Fees. No annual fee. Balance transfer fee: 3 percent of balance.

Discover the benefits of TD Bank credit cards, like up to 2% cash back rewards, no yearly & no foreign fee options, Visa Signature perks & more. Apply now!

Late fee: $3. 9. TD Bank Cash Rewards & Easy Rewards Credit Card Review. These seemingly identical cards from TD Bank illustrate one of the problems with credit cards that reward you in points rather than good old- fashioned cash, namely the actual value of the points is often fuzzy.

There's usually a reason for that: the points are often not worth as much as the cash. That's certainly the case here. While the TD Cash Rewards Visa Card pays an even one percent cash- back rebate on your spending (two percent on everyday purchases for the first six months), the TD Easy Rewards Visa Card pays you back in points, one point for every dollar spent. Sounds the same, right? Unfortunately, TD's website doesn't tell you up front that one point isn't the same as one percent in cash. In fact, it's worth a lot less.

If you visit TD's online points redemption website, you have your choice of merchant gift cards. For example, a $2. Amazon costs 4,5.

That works out to a rebate of 0. A $5. 0 gift card costs 6,0. Better, but still a lot less than one percent. The other gift cards are worth the same, either 0.

If you're interested in merchandise, the payoff is even worse: A Nintendo WII game system bundle costs 5. I found a similar system on Amazon. Rebates are redeemable after $2. Recommendation. Take the money. When it comes to credit cards that pay points instead of cash, always read the fine print and try to find out exactly how much the points are worth. Often, as in this case, the points aren't worth nearly as much as cash.

If the credit card company makes it difficult to find out that information, don't waste your time: opt for the cash or find another card. Visit Their Website.